CareCredit Financing Available

Making Care Possible Today !

We have recently partnered with CareCredit to offer our customers flexible financing options. Whether you need a new lift chair, scooter, power wheelchair or hospital bed – CareCredit makes it easy to finance your healthcare mobility needs with great financing promotions. Say “Yes” to your preferred medical equipment today and pay for it in convenient monthly payments that fit your financial situation.

What is CareCredit?

CareCredit is a specialized credit card designed to help you finance medical expenses over time. This card provides a line of credit specifically for health-related purchases, enabling you to pay for medical devices, cover deductibles, or finance treatments that insurance may not fully cover. You can use CareCredit for a diverse array of health and wellness needs, including dental care, gym memberships, weight loss procedures, and sleep studies. This card can be used to purchase medical devices such as portable scooters, power wheelchairs, lift chairs and more!

Owned by Synchrony, one of the leading private label credit card issuers in the United States, CareCredit functions similarly to store-specific credit cards. It is limited to certain types of purchases and is not affiliated with the broader Mastercard or Visa networks.

Currently, over 200,000 healthcare providers accept the CareCredit card. To use it, you must first be approved for credit. The card also requires minimum monthly payments and may offer special promotional financing options spanning 6, 12, or 18 months, depending on eligibility.

Estimate Your Monthly Payment

See If You Qualify With No Impact To Your Credit Score

CareCredit® FAQ

How do I qualify for CareCredit?

The prequalification process is simple!

  • Start the prequalification process by clicking “Check Now”.
  • Enter all requested information.
  • Find out if you prequalify.
  • If you receive an offer, you must apply during the same browser session.
Will Prequalifying Impact my Credit Score?

No. You can see if you’re likely to be approved with no impact to your credit score. If you receive an offer of credit and accept it, there will be a hard inquiry on your credit report, and it may impact your credit score.

What does “prequalify” mean and what are the benefits?

When you see if you prequalify online, you find out if you are likely to be approved for a CareCredit credit card. Plus, it’s quick and there’s no impact to your credit score to check if you prequalify. If you receive an offer of credit and apply, there will be a hard inquiry on your credit report which may impact your credit score.

Where can I use my CareCredit Card?

The CareCredit credit card is accepted at hundreds of thousands of locations, including partners like Walgreens, Walmart®, and Sam’s Club*. Please search online to find a doctor or business in your area that accepts CareCredit. If approved for the CareCredit Rewards Mastercard, it is accepted everywhere Mastercard is accepted.

How is my CareCredit Card different from my other bank cards?

CareCredit extends special financing offers you can’t get when using your Visa or MasterCard to pay for health, beauty and wellness care at enrolled providers. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date**.

CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with a 14.9% APR until paid in full and Equal Fixed Monthly Payments (required). Purchases of $2,500 or more qualify for the 60-month offer (24, 36 and 48 financing terms are for purchases of $1,000 or more**).

For more information, check with your provider to confirm the current promotions offered at their practice location.

I was told I can avoid paying interest, so why is there an interest rate listed on the application?

With No Interest if Paid in Full promotional financing options, no interest will be charged on your promotional balance if you pay your balance in full by the end of the promotional period. If you do not, interest will be charged to your account from the purchase date. Promotional financing is only available at providers in the CareCredit Network and select retailers, but not everywhere else Mastercard is accepted. For those purchases, standard account terms apply.

Is CareCredit a form of insurance?

No. CareCredit is a healthcare credit card that does not replace medical insurance policies that you might have. It is intended to help you pay for out-of-pocket expenses  not covered by your health plan.

CareCredit Disclosure

*Not all promotional financing options are available at all enrolled providers. Ask yours for details. Promotional financing options are not available at all retail locations that accept CareCredit, and standard account terms will apply to such purchases.

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